when i forget to log into ao3 and i have to click proceed to see an adult fic, i actually get a kick out of it. like i am an old timey queen and my bard is apologetic: “gentle lady, dicks doth touch in this next ballad. would you prefer another?” and i give him a gesture of command like, “nay, you may proceed, minstrel. bring forth the tale of dicks”
School textbooks too expensive?
Of course they are. So here’s three tools I used while I was in college to help lower some of my costs.
You know you can find your book used, and you have the time to get it before reading starts. But used from WHERE? Fetchbook.info does the searching for you. Input the ISBN of your book (which also eliminates the issues of getting the wrong version, as each version will have a different ISBN) and it will search multiple sites, such as Amazon, AbeBooks, ebay, and many others. This also works great for any other books you want to buy. I check it before buying any book on my list.
2) Library consortium lending services
So, you checked your local library, and every other student in class before you did the same. But don’t give up! Many libraries are part of extended lending consortia! For example, in California and Nevada, we use the Link+ system. This means almost every library in California is at my disposal, and for free! Just keep in mind, fees for lost or late books in these services are often ridiculous. If my books are overdue, it’s $1/day, and if I lose ANY book, it’s $115. Even a little manga volume can do that. But, really, that may be less than the cost of your textbook.
ESPECIALLY good if you have any English courses. Project Gutenberg is a collection of books currently in the public domain, and will cover a good deal of your English textbooks. Even if the book is comparatively new, just double-check, because a single instance of incorrectly listed copyright can put a book into the public domain. Or sometimes authors are just cool like that.
Librivox is similar, but it releases the public domain writings as audiobooks! Have four Austen novels to read for one class? No you don’t! You have four Austen novels to listen to! Just load them onto you phone or media device and listen as you do chores, take public transit, drive to work, or whatever. You can even invest in my favorite app, Smart AudioBook Player (for Android), which, for $2 for the full version, allows you to listen to your audio at speeds from 0.5x speed to 2.5x speed.
Anyone else have any tips?
Do you ever recall those fanfics you had ideas for as a child but never wrote, and think to yourself “Wow. Dodged a bullet, there”?
today I learned that if you want to slash someone’s tires, don’t slash all four; only slash three because if you slash all four their insurance will pay for it but if you only slash three they have to pay for it all out of pocket
today on satan makes a blog post
This is actually the deductible payment. Your deductible is the amount you must pay towards the insurance claim before your insurance pays the rest. For example, if my car was hit, I (or the guilty party) would pay my $500 deductible, and then insurance pays the rest. The deductible is there to make sure the insurance company doesn’t have to bother with every little ding and scratch.
$500 is pretty standard as a deductible, so unless you’re getting prime tires, slashing 3 is probably under $500, and possibly even 4 tires is under.
Also, making an insurance claim, unless you have been hit and are at no fault (even if your car was damaged while you were nowhere near it) can drive up your monthly insurance, so someone with slashed tires over $500 in cost might still opt to pay out of pocket, to avoid losing money overall.